Frequently Asked Questions About Car Finance

Have you been considering purchasing a new or used vehicle at Port Jeff Chrysler Dodge Jeep Ram near Patchogue? If so, you may have some questions about the car leasing or loaning process. Here at Port Jeff Chrysler Dodge Jeep Ram, not only do we offer a wide array of the latest Chrysler, Dodge, Jeep, and Ram vehicles near Coram, but we also have an expert team of car financing advisors. To help our Centereach, Stony Brook, and beyond drivers find the right finance option, we've come up with the answers to some of the most common car financing questions.

Can I Buy A New Car Online?

Yes! Here at Port Jeff Chrysler Dodge Jeep Ram dealership, we have a multitude of online tools and forms to help you complete your financing application right from your Smithtown area home or office. Fill out our online finance application to get a head start in the financing process, use our payment estimator to see what your car's payments may be, and value your trade-in without stepping foot onto our lot.

Are Online Finance Applications Safe?

Yes! Any of our online tools are designed to keep your information safe and secure. We only use secure connections to transmit information, whether they're being sent to us or we're sending info to our customers. We take great care to protect your personal information, and every bit of sensitive information on the finance application is encrypted before sent to our dealership.

Do You Offer Any Vehicle Protections?

Mopar® does offer vehicle protection programs. These extended coverage programs go beyond the factory warranty and are available for new Chrysler Dodge Jeep Ram vehicles. The Mopar® Vehicle Protection plans for new models include:

• Maximum Care - Covering up to 5,000 components, this factory-backed mechanical protection plan goes beyond the normal factory warranty. It also comes with towing, Roadside Assistance, trip interruption coverage, and a car rental allowance.
• Added Care Plus - This additional protection plan covers up to 800 components and includes everything else mentioned in the Maximum Care plan.
• Guaranteed Automotive Protection (GAP) - GAP insurance bridges the "financial gap" that may occur if your insurance doesn't pay for everything your car needs.

Is It Worth It To Purchase Extra Protection?

When it comes to cars, it's better to be overprotected than under. If an accident does happen, then you can rest at ease knowing your car will be taken care of.

What Is GAP Coverage?

As mentioned above, GAP stands for Guaranteed Automotive Protection and is an insurance that's designed to cover anything your insurance doesn't pay for. This means that you won't owe money on a totaled vehicle if you get into an accident and total your car.

Do You Offer Financing To All Credit Types?

Yes! Whether you have great credit, bad credit, or no credit, our team of financial experts can help you find the right form of financing for you. We understand how to match your car loan to your budget, can help you determine whether a lease or a loan would be better for you, and can add on any down payment, trade-in, or co-signer that you may need.

---

Contact Port Jeff Chrysler Dodge Jeep Ram With Any Other Car Financing Questions

If you still have questions about your next car purchase, don't hesitate to contact our Port Jeff Chrysler Dodge Jeep Ram dealership. We'd be happy to walk you through the entire financing process and would love to answer any questions that you may have.